Group travel insurance. There are two types of policies, basic and comprehensive. Basic type of group travel policy covers trip delay, trip interruption, trip cancellation, medical expenses, baggage protection and medical evacuation and repatriations. The difference between basic and comprehensive coverage is that comprehensive has higher medical payments.
Advantages. There are a lot of other different types of group coverages like health , life , car and others and their advantage is that it is much cheaper that if you buy policy for each individual. Companies give goof discounts for groups more that 15 persons and more. You can easily go to your villa overseas for a wedding party of one of your family members or go to some football match or other sport event both inside the country or abroad.
Who can use group insurance? Travel group is suitable for big families ( 10 persons and more ), close friends and relatives and of course travel groups like business , tourist , school , sport and other special interests. Let’s check them in details.
Tourist groups. Travelling all over the world with your family, relatives, friends and travel club members is fun and more popular than travelling alone. You can travel buy plane, ship, bus, train or even by bike or on foot, you can always have cheap group insurance that will protect all of you.
School groups. Travelling with school is often offered by teachers and different teen organizations. It is cheaper to get coverage for all the children and other members during even short trips. We always have to protect children on any their trips.
Sport players groups. Usually professional sport players have individual coverages but amateur sportsmen have to think about their protection themselves. Group travel insurance can be a good opportunity to save money on travelling.
Other interest groups. Are you going to the match, or maybe join some bicycle tour, or maybe it is a trip to the top of the mountain that was gathered on some internet travel forum? Offer this type of policy for them and be sure that you are your friends are protected during all the trip.
